4front Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Pickford Branch	7196 E. Charles, Pickford, MI 49774	View Lobby Hours
Old Mission Bank	2701 1-75 Business Spur, Sault Sainte Marie, MI 49783	View Lobby Hours
Charlevoix	1031 May St, Charlevoix, MI 49720	View Lobby Hours
Mancelona Office	304 S Williams St, Mancelona, MI 49659	View Lobby Hours
US31	3745 N US Highway 31 S, Traverse City, MI 49684	View Lobby Hours
Members Mortgage Center	3337 S Airport Rd W, Traverse City, MI 49684	View Lobby Hours
Traverse City Lending Center	3323 S Airport Rd W, Traverse City, MI 49684	View Lobby Hours
Hastings Office	1234 Hastings St, Traverse City, MI 49686	View Lobby Hours
Bellaire	515 E Cayuga St, Bellaire, MI 49615	View Lobby Hours
Kalkaska Office	120 County Road 612 NE, Kalkaska, MI 49646	View Lobby Hours
Manistee Office	1960 US Highway 31 S, Manistee, MI 49660	View Lobby Hours
Career Tech Center Office	TBA Career Tech Center, Traverse City, MI 49686	View Lobby Hours
West Front St Office	3939 W Front St, Traverse City, MI 49684	View Lobby Hours
4Front Credit Union Administrative Offices	101 N Park St, Traverse City, MI 49684	View Lobby Hours
Boyne City	308 N Lake St, Boyne City, MI 49712	View Lobby Hours
Hastings Training Center	1248 Hastings St, Traverse City, MI 49686	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250%	0.63	$3,600	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375%	0.75	$4,442	$1,997	Learn More
NMLS ID: 1025894	6.593%	6.490%	0.88	$3,433	$2,021	Learn More
NMLS ID: 6606	6.823%	6.740%	0.88	$2,710	$2,074	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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