1st United Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Oakland - Rockridge	6300 College Ave Ste A, Oakland, CA 94618	View Lobby Hours
Alameda	2680 5th St Ste A, Alameda, CA 94501	View Lobby Hours
Union City Branch	33131 ALVARADO NILES RD, UNION CITY, CA 94587	View Lobby Hours
San Leandro Branch	600 Bancroft Ave, San Leandro, CA 94577	View Lobby Hours
Courthouse Branch	1225 Fallon St Ste G14, Oakland, CA 94612	View Lobby Hours
Fremont Central	2710 Mowry Ave, Fremont, CA 94538	View Lobby Hours
Berkeley Branch	2175 Milvia St, Berkeley, CA 94704	View Lobby Hours
Fremont Branch	5255 Mowry Ave Ste N, Fremont, CA 94538	View Lobby Hours
Hayward Branch	111 Review Way, Hayward, CA 94544	View Lobby Hours
Main	5901 Gibraltar Dr, Pleasanton, CA 94588	View Lobby Hours
Castro Valley Branch	3365 Castro Valley Blvd, Castro Valley, CA 94546	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 447490	6.367%	6.250%	0.75	$3,958	$1,971	Learn More
NMLS ID: 757416	6.435%	6.375%	0.63	$2,016	$1,997	Learn More
NMLS ID: 401822	6.529%	6.375%	1.00	$5,195	$1,997	Learn More
NMLS ID: 3030	7.576%	7.500%	0.75	$2,400	$2,238	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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