• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from WYOCHEM with 0.75% - April 2025


Long-Term Analysis of NORTHWEST PLUS with 0.45% APY and WYOCHEM with 1.56% APY and WYOCHEM with 0.75% APY and INROADS with 1.76% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    NORTHWEST PLUS
    0.45%
    -
    $50,000
    12 Month
    Credit Union
    0.82x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 2
    LOCAL CD
    WYOCHEM
    1.56%
    -
    $50,000
    18 Month
    Credit Union
    2.69x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    1.56%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 781 546
    2 50,781 793 555
    3 51,573 805 564
    4 52,378 818 572
    5 53,196 830 581
    6 54,026 843 590
    7 54,870 857 600
    8 55,726 870 609
    9 56,596 883 618
    10 57,479 897 628
    11 58,377 911 638
    12 59,288 925 648
    13 60,213 940 658
    14 61,153 955 668
    15 62,108 970 679
    16 63,078 985 689
    17 64,062 1,000 700
    18 65,062 1,016 711
    19 66,078 1,031 722
    20 67,109 1,048 733
    TOTAL $18,157 $12,710
  • 3
    LOCAL CD
    WYOCHEM
    0.75%
    -
    $50,000
    6 Month
    Credit Union
    1.85x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 377 264
    2 50,377 379 266
    3 50,756 382 268
    4 51,138 385 270
    5 51,523 388 272
    6 51,911 391 274
    7 52,302 394 276
    8 52,696 397 278
    9 53,093 400 280
    10 53,492 403 282
    11 53,895 406 284
    12 54,301 409 286
    13 54,710 412 288
    14 55,122 415 291
    15 55,537 418 293
    16 55,955 421 295
    17 56,376 425 297
    18 56,801 428 299
    19 57,229 431 302
    20 57,660 434 304
    TOTAL $8,094 $5,666
  • 4
    LOCAL CD
    INROADS
    1.76%
    -
    $50,000
    24 Month
    Credit Union
    2.67x (National Avg. - 0.66%)
    $50,000
     
    SCENARIO
    Year Rate
    1.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 880 616
    2 50,880 895 627
    3 51,775 911 638
    4 52,687 927 649
    5 53,614 944 661
    6 54,558 960 672
    7 55,518 977 684
    8 56,495 994 696
    9 57,489 1,012 708
    10 58,501 1,030 721
    11 59,531 1,048 733
    12 60,578 1,066 746
    13 61,645 1,085 759
    14 62,730 1,104 773
    15 63,834 1,123 786
    16 64,957 1,143 800
    17 66,100 1,163 814
    18 67,264 1,184 829
    19 68,448 1,205 843
    20 69,652 1,226 858
    TOTAL $20,878 $14,615

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.10% on February 9.
    6 Month Jumbo CD.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↑0.20% on April 9.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on April 12, 2025

    This page was created in 0.0850 seconds.