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Comparison of Deposit Account from WRIGHT-PATT CREDIT UNION, INC. with 2.90% - March 2025


Long-Term Analysis of WRIGHT-PATT CREDIT UNION, INC. with 3.97% APY and WRIGHT-PATT CREDIT UNION, INC. with 2.90% APY and WRIGHT-PATT CREDIT UNION, INC. with 0.25% APY and KS StateBank with 3.04% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WRIGHT-PATT CREDIT UNION, INC.
    3.97%
    -
    $50,000
    12 Month
    Credit Union
    7.19x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    3.97%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,985 1,390
    2 51,985 2,064 1,445
    3 54,049 2,146 1,502
    4 56,195 2,231 1,562
    5 58,425 2,319 1,624
    6 60,745 2,412 1,688
    7 63,157 2,507 1,755
    8 65,664 2,607 1,825
    9 68,271 2,710 1,897
    10 70,981 2,818 1,973
    11 73,799 2,930 2,051
    12 76,729 3,046 2,132
    13 79,775 3,167 2,217
    14 82,942 3,293 2,305
    15 86,235 3,424 2,396
    16 89,658 3,559 2,492
    17 93,218 3,701 2,591
    18 96,919 3,848 2,693
    19 100,766 4,000 2,800
    20 104,767 4,159 2,911
    TOTAL $58,926 $41,248
  • 2
    LOCAL MONEY MARKET
    WRIGHT-PATT CREDIT UNION, INC.
    2.90%
    -
    $50,000
    N.A.
    Credit Union
    5.25x (National Avg. - 0.55%)
    $50,000
     
    SCENARIO
    Year Rate
    2.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,450 1,015
    2 51,450 1,492 1,044
    3 52,942 1,535 1,075
    4 54,477 1,580 1,106
    5 56,057 1,626 1,138
    6 57,683 1,673 1,171
    7 59,356 1,721 1,205
    8 61,077 1,771 1,240
    9 62,848 1,823 1,276
    10 64,671 1,875 1,313
    11 66,546 1,930 1,351
    12 68,476 1,986 1,390
    13 70,462 2,043 1,430
    14 72,505 2,103 1,472
    15 74,608 2,164 1,515
    16 76,772 2,226 1,558
    17 78,998 2,291 1,604
    18 81,289 2,357 1,650
    19 83,646 2,426 1,698
    20 86,072 2,496 1,747
    TOTAL $38,568 $26,998
  • 3
    LOCAL SAVINGS
    WRIGHT-PATT CREDIT UNION, INC.
    0.25%
    -
    $50,000
    N.A.
    Credit Union
    1.11x (National Avg. - 0.23%)
    $1,001
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 4
    LOCAL MONEY MARKET
    KS StateBank
    3.04%
    -
    $50,000
    N.A.
    Bank
    13.51x (National Avg. - 0.23%)
    $100,000
     
    SCENARIO
    Year Rate
    3.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,520 1,064
    2 51,520 1,566 1,096
    3 53,086 1,614 1,130
    4 54,700 1,663 1,164
    5 56,363 1,713 1,199
    6 58,076 1,766 1,236
    7 59,842 1,819 1,273
    8 61,661 1,874 1,312
    9 63,536 1,931 1,352
    10 65,467 1,990 1,393
    11 67,457 2,051 1,435
    12 69,508 2,113 1,479
    13 71,621 2,177 1,524
    14 73,798 2,243 1,570
    15 76,042 2,312 1,618
    16 78,353 2,382 1,667
    17 80,735 2,454 1,718
    18 83,190 2,529 1,770
    19 85,719 2,606 1,824
    20 88,324 2,685 1,880
    TOTAL $41,010 $28,707

    All calculations are for demonstration purposes only.

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