This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,530 | 1,771 |
| 2 | 52,530 | 2,658 | 1,861 |
| 3 | 55,188 | 2,793 | 1,955 |
| 4 | 57,981 | 2,934 | 2,054 |
| 5 | 60,914 | 3,082 | 2,158 |
| 6 | 63,997 | 3,238 | 2,267 |
| 7 | 67,235 | 3,402 | 2,381 |
| 8 | 70,637 | 3,574 | 2,502 |
| 9 | 74,211 | 3,755 | 2,629 |
| 10 | 77,966 | 3,945 | 2,762 |
| 11 | 81,911 | 4,145 | 2,901 |
| 12 | 86,056 | 4,354 | 3,048 |
| 13 | 90,410 | 4,575 | 3,202 |
| 14 | 94,985 | 4,806 | 3,364 |
| 15 | 99,792 | 5,049 | 3,535 |
| 16 | 104,841 | 5,305 | 3,713 |
| 17 | 110,146 | 5,573 | 3,901 |
| 18 | 115,719 | 5,855 | 4,099 |
| 19 | 121,575 | 6,152 | 4,306 |
| 20 | 127,726 | 6,463 | 4,524 |
| TOTAL | $84,189 | $58,933 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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