This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,480 | 1,736 |
| 2 | 52,480 | 2,603 | 1,822 |
| 3 | 55,083 | 2,732 | 1,912 |
| 4 | 57,815 | 2,868 | 2,007 |
| 5 | 60,683 | 3,010 | 2,107 |
| 6 | 63,693 | 3,159 | 2,211 |
| 7 | 66,852 | 3,316 | 2,321 |
| 8 | 70,168 | 3,480 | 2,436 |
| 9 | 73,648 | 3,653 | 2,557 |
| 10 | 77,301 | 3,834 | 2,684 |
| 11 | 81,135 | 4,024 | 2,817 |
| 12 | 85,159 | 4,224 | 2,957 |
| 13 | 89,383 | 4,433 | 3,103 |
| 14 | 93,817 | 4,653 | 3,257 |
| 15 | 98,470 | 4,884 | 3,419 |
| 16 | 103,354 | 5,126 | 3,588 |
| 17 | 108,480 | 5,381 | 3,766 |
| 18 | 113,861 | 5,648 | 3,953 |
| 19 | 119,509 | 5,928 | 4,149 |
| 20 | 125,436 | 6,222 | 4,355 |
| TOTAL | $81,658 | $57,160 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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