This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,275 | 893 |
| 2 | 51,275 | 1,308 | 915 |
| 3 | 52,583 | 1,341 | 939 |
| 4 | 53,923 | 1,375 | 963 |
| 5 | 55,298 | 1,410 | 987 |
| 6 | 56,709 | 1,446 | 1,012 |
| 7 | 58,155 | 1,483 | 1,038 |
| 8 | 59,638 | 1,521 | 1,065 |
| 9 | 61,158 | 1,560 | 1,092 |
| 10 | 62,718 | 1,599 | 1,120 |
| 11 | 64,317 | 1,640 | 1,148 |
| 12 | 65,957 | 1,682 | 1,177 |
| 13 | 67,639 | 1,725 | 1,207 |
| 14 | 69,364 | 1,769 | 1,238 |
| 15 | 71,133 | 1,814 | 1,270 |
| 16 | 72,947 | 1,860 | 1,302 |
| 17 | 74,807 | 1,908 | 1,335 |
| 18 | 76,714 | 1,956 | 1,369 |
| 19 | 78,671 | 2,006 | 1,404 |
| 20 | 80,677 | 2,057 | 1,440 |
| TOTAL | $32,734 | $22,914 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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