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Comparison of Deposit Account from WESTSTAR with 1.10% - April 2025

Long-Term Analysis of Luana Savings Bank with 2.48% APY and WESTSTAR with 1.10% APY and PEOPLE'S ALLIANCE with 0.30% APY and First Bank of the Lake with 4.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

Luana Savings Bank

2.48%

$50,000

N.A.

Bank

N.A.

SCENARIO

Year	Rate 2.48%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,240	868
2	51,240	1,271	890
3	52,511	1,302	912
4	53,813	1,335	934
5	55,148	1,368	957
6	56,515	1,402	981
7	57,917	1,436	1,005
8	59,353	1,472	1,030
9	60,825	1,508	1,056
10	62,334	1,546	1,082
11	63,879	1,584	1,109
12	65,464	1,623	1,136
13	67,087	1,664	1,165
14	68,751	1,705	1,194
15	70,456	1,747	1,223
16	72,203	1,791	1,253
17	73,994	1,835	1,285
18	75,829	1,881	1,316
19	77,709	1,927	1,349
20	79,637	1,975	1,382
	TOTAL	$31,612	$22,128

LOCAL CD

WESTSTAR

1.10%

$50,000

60 Month

Credit Union

1.20x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	550	385
2	50,550	556	389
3	51,106	562	394
4	51,668	568	398
5	52,237	575	402
6	52,811	581	407
7	53,392	587	411
8	53,979	594	416
9	54,573	600	420
10	55,173	607	425
11	55,780	614	430
12	56,394	620	434
13	57,014	627	439
14	57,641	634	444
15	58,276	641	449
16	58,917	648	454
17	59,565	655	459
18	60,220	662	464
19	60,882	670	469
20	61,552	677	474
	TOTAL	$12,229	$8,560

LOCAL MONEY MARKET

PEOPLE'S ALLIANCE

0.30%

$50,000

N.A.

Credit Union

0.33x (National Avg. - 0.92%)

$2,500

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

First Bank of the Lake

4.05%

$50,000

33 Month

Bank

N.A.

$5,000

SCENARIO

Year	Rate 4.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,025	1,418
2	52,025	2,107	1,475
3	54,132	2,192	1,535
4	56,324	2,281	1,597
5	58,605	2,374	1,661
6	60,979	2,470	1,729
7	63,449	2,570	1,799
8	66,018	2,674	1,872
9	68,692	2,782	1,947
10	71,474	2,895	2,026
11	74,369	3,012	2,108
12	77,381	3,134	2,194
13	80,515	3,261	2,283
14	83,776	3,393	2,375
15	87,168	3,530	2,471
16	90,699	3,673	2,571
17	94,372	3,822	2,675
18	98,194	3,977	2,784
19	102,171	4,138	2,897
20	106,309	4,306	3,014
	TOTAL	$60,614	$42,430

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from WESTSTAR with 1.10% - April 2025

Long-Term Analysis of Luana Savings Bank with 2.48% APY and WESTSTAR with 1.10% APY and PEOPLE'S ALLIANCE with 0.30% APY and First Bank of the Lake with 4.05% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from WESTSTAR with 1.10% - April 2025