This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 518 | 362 |
| 2 | 50,518 | 523 | 366 |
| 3 | 51,040 | 528 | 370 |
| 4 | 51,569 | 534 | 374 |
| 5 | 52,102 | 539 | 377 |
| 6 | 52,642 | 545 | 381 |
| 7 | 53,186 | 550 | 385 |
| 8 | 53,737 | 556 | 389 |
| 9 | 54,293 | 562 | 393 |
| 10 | 54,855 | 568 | 397 |
| 11 | 55,423 | 574 | 402 |
| 12 | 55,996 | 580 | 406 |
| 13 | 56,576 | 586 | 410 |
| 14 | 57,162 | 592 | 414 |
| 15 | 57,753 | 598 | 418 |
| 16 | 58,351 | 604 | 423 |
| 17 | 58,955 | 610 | 427 |
| 18 | 59,565 | 616 | 432 |
| 19 | 60,182 | 623 | 436 |
| 20 | 60,804 | 629 | 441 |
| TOTAL | $11,434 | $8,004 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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|
Last change: ↓0.25% on October 16. |
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