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Comparison of Deposit Account from WESTEX COMMUNITY with 0.46% - February 2025


Long-Term Analysis of TRUGROCER with 0.90% APY and WESTEX COMMUNITY with 0.46% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    TRUGROCER
    0.90%
    -
    $50,000
    36 Month
    Credit Union
    1.20x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 2
    LOCAL CD
    WESTEX COMMUNITY
    0.46%
    -
    $50,000
    12 Month
    Credit Union
    0.83x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.46%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 229 160
    2 50,229 230 161
    3 50,459 231 162
    4 50,690 232 163
    5 50,922 233 163
    6 51,156 234 164
    7 51,390 235 165
    8 51,625 236 166
    9 51,862 238 166
    10 52,099 239 167
    11 52,338 240 168
    12 52,577 241 169
    13 52,818 242 169
    14 53,060 243 170
    15 53,303 244 171
    16 53,547 245 172
    17 53,793 246 172
    18 54,039 247 173
    19 54,286 249 174
    20 54,535 250 175
    TOTAL $4,785 $3,349

    All calculations are for demonstration purposes only.

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