This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
| Year | Rate 0.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 452 | 316 |
| 2 | 50,452 | 456 | 319 |
| 3 | 50,907 | 460 | 322 |
| 4 | 51,367 | 464 | 325 |
| 5 | 51,831 | 468 | 328 |
| 6 | 52,299 | 472 | 331 |
| 7 | 52,771 | 477 | 334 |
| 8 | 53,247 | 481 | 337 |
| 9 | 53,728 | 485 | 340 |
| 10 | 54,213 | 490 | 343 |
| 11 | 54,703 | 494 | 346 |
| 12 | 55,197 | 498 | 349 |
| 13 | 55,695 | 503 | 352 |
| 14 | 56,198 | 507 | 355 |
| 15 | 56,706 | 512 | 358 |
| 16 | 57,218 | 517 | 362 |
| 17 | 57,734 | 521 | 365 |
| 18 | 58,256 | 526 | 368 |
| 19 | 58,782 | 531 | 372 |
| 20 | 59,313 | 536 | 375 |
| TOTAL | $9,848 | $6,894 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
Learn More | |
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Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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|
Last change: ↓0.05% on September 27. |
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