This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 487 | 341 |
| 2 | 50,487 | 492 | 344 |
| 3 | 50,979 | 497 | 348 |
| 4 | 51,475 | 501 | 351 |
| 5 | 51,977 | 506 | 354 |
| 6 | 52,483 | 511 | 358 |
| 7 | 52,994 | 516 | 361 |
| 8 | 53,510 | 521 | 365 |
| 9 | 54,031 | 526 | 368 |
| 10 | 54,558 | 531 | 372 |
| 11 | 55,089 | 537 | 376 |
| 12 | 55,626 | 542 | 379 |
| 13 | 56,167 | 547 | 383 |
| 14 | 56,715 | 552 | 387 |
| 15 | 57,267 | 558 | 390 |
| 16 | 57,825 | 563 | 394 |
| 17 | 58,388 | 569 | 398 |
| 18 | 58,957 | 574 | 402 |
| 19 | 59,531 | 580 | 406 |
| 20 | 60,111 | 585 | 410 |
| TOTAL | $10,696 | $7,487 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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