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Comparison of Deposit Account from Webster Bank, National Association with 0.20% - April 2025

Long-Term Analysis of Webster Bank, National Association with 0.20% APY and SOUTHERN CHAUTAUQUA with 0.35% APY and RELIANCE with 0.37% APY and LISTERHILL with 4.43% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Webster Bank, National Association

0.20%

$50,000

12 Month

Bank

0.36x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

SOUTHERN CHAUTAUQUA

0.35%

$50,000

60 Month

Credit Union

0.38x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

RELIANCE

0.37%

$50,000

48 Month

Credit Union

0.45x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.37%	Annual Interest	Annual Interest (After Tax)
1	50,000	185	130
2	50,185	186	130
3	50,371	186	130
4	50,557	187	131
5	50,744	188	131
6	50,932	188	132
7	51,120	189	132
8	51,309	190	133
9	51,499	191	133
10	51,690	191	134
11	51,881	192	134
12	52,073	193	135
13	52,266	193	135
14	52,459	194	136
15	52,653	195	136
16	52,848	196	137
17	53,044	196	137
18	53,240	197	138
19	53,437	198	138
20	53,635	198	139
	TOTAL	$3,833	$2,683

LOCAL CD

LISTERHILL

4.43%

$50,000

18 Month

Credit Union

7.64x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 4.43%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,215	1,551
2	52,215	2,313	1,619
3	54,528	2,416	1,691
4	56,944	2,523	1,766
5	59,466	2,634	1,844
6	62,101	2,751	1,926
7	64,852	2,873	2,011
8	67,725	3,000	2,100
9	70,725	3,133	2,193
10	73,858	3,272	2,290
11	77,130	3,417	2,392
12	80,547	3,568	2,498
13	84,115	3,726	2,608
14	87,841	3,891	2,724
15	91,733	4,064	2,845
16	95,796	4,244	2,971
17	100,040	4,432	3,102
18	104,472	4,628	3,240
19	109,100	4,833	3,383
20	113,933	5,047	3,533
	TOTAL	$68,980	$48,286

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Webster Bank, National Association with 0.20% - April 2025

Long-Term Analysis of Webster Bank, National Association with 0.20% APY and SOUTHERN CHAUTAUQUA with 0.35% APY and RELIANCE with 0.37% APY and LISTERHILL with 4.43% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Webster Bank, National Association with 0.20% - April 2025