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Comparison of Deposit Account from Waterford Bank, N.A. with 0.60% - March 2025


Long-Term Analysis of Waterford Bank, N.A. with 0.60% APY and Wells Fargo Bank, National Association with 2.01% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Waterford Bank, N.A.
    0.60%
    -
    $50,000
    12 Month
    Bank
    1.09x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    Wells Fargo Bank, National Association
    2.01%
    -
    $50,000
    3 Month
    Bank
    0.91x (National Avg. - 2.20%)
    $25,000
     
    SCENARIO
    Year Rate
    2.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,005 704
    2 51,005 1,025 718
    3 52,030 1,046 732
    4 53,076 1,067 747
    5 54,143 1,088 762
    6 55,231 1,110 777
    7 56,341 1,132 793
    8 57,474 1,155 809
    9 58,629 1,178 825
    10 59,807 1,202 841
    11 61,010 1,226 858
    12 62,236 1,251 876
    13 63,487 1,276 893
    14 64,763 1,302 911
    15 66,065 1,328 930
    16 67,392 1,355 948
    17 68,747 1,382 967
    18 70,129 1,410 987
    19 71,538 1,438 1,007
    20 72,976 1,467 1,027
    TOTAL $24,443 $17,110

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.

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