This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.14% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 570 | 399 |
| 2 | 50,570 | 576 | 404 |
| 3 | 51,146 | 583 | 408 |
| 4 | 51,730 | 590 | 413 |
| 5 | 52,319 | 596 | 418 |
| 6 | 52,916 | 603 | 422 |
| 7 | 53,519 | 610 | 427 |
| 8 | 54,129 | 617 | 432 |
| 9 | 54,746 | 624 | 437 |
| 10 | 55,370 | 631 | 442 |
| 11 | 56,001 | 638 | 447 |
| 12 | 56,640 | 646 | 452 |
| 13 | 57,286 | 653 | 457 |
| 14 | 57,939 | 661 | 462 |
| 15 | 58,599 | 668 | 468 |
| 16 | 59,267 | 676 | 473 |
| 17 | 59,943 | 683 | 478 |
| 18 | 60,626 | 691 | 484 |
| 19 | 61,317 | 699 | 489 |
| 20 | 62,016 | 707 | 495 |
| TOTAL | $12,723 | $8,906 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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