This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 540 | 378 |
| 2 | 50,540 | 546 | 382 |
| 3 | 51,086 | 552 | 386 |
| 4 | 51,638 | 558 | 390 |
| 5 | 52,195 | 564 | 395 |
| 6 | 52,759 | 570 | 399 |
| 7 | 53,329 | 576 | 403 |
| 8 | 53,905 | 582 | 408 |
| 9 | 54,487 | 588 | 412 |
| 10 | 55,075 | 595 | 416 |
| 11 | 55,670 | 601 | 421 |
| 12 | 56,271 | 608 | 425 |
| 13 | 56,879 | 614 | 430 |
| 14 | 57,493 | 621 | 435 |
| 15 | 58,114 | 628 | 439 |
| 16 | 58,742 | 634 | 444 |
| 17 | 59,376 | 641 | 449 |
| 18 | 60,018 | 648 | 454 |
| 19 | 60,666 | 655 | 459 |
| 20 | 61,321 | 662 | 464 |
| TOTAL | $11,983 | $8,388 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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