This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 560 | 392 |
| 2 | 50,560 | 566 | 396 |
| 3 | 51,126 | 573 | 401 |
| 4 | 51,699 | 579 | 405 |
| 5 | 52,278 | 586 | 410 |
| 6 | 52,863 | 592 | 414 |
| 7 | 53,455 | 599 | 419 |
| 8 | 54,054 | 605 | 424 |
| 9 | 54,660 | 612 | 429 |
| 10 | 55,272 | 619 | 433 |
| 11 | 55,891 | 626 | 438 |
| 12 | 56,517 | 633 | 443 |
| 13 | 57,150 | 640 | 448 |
| 14 | 57,790 | 647 | 453 |
| 15 | 58,437 | 654 | 458 |
| 16 | 59,092 | 662 | 463 |
| 17 | 59,753 | 669 | 468 |
| 18 | 60,423 | 677 | 474 |
| 19 | 61,099 | 684 | 479 |
| 20 | 61,784 | 692 | 484 |
| TOTAL | $12,476 | $8,733 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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