This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 560 | 392 |
| 2 | 50,560 | 566 | 396 |
| 3 | 51,126 | 573 | 401 |
| 4 | 51,699 | 579 | 405 |
| 5 | 52,278 | 586 | 410 |
| 6 | 52,863 | 592 | 414 |
| 7 | 53,455 | 599 | 419 |
| 8 | 54,054 | 605 | 424 |
| 9 | 54,660 | 612 | 429 |
| 10 | 55,272 | 619 | 433 |
| 11 | 55,891 | 626 | 438 |
| 12 | 56,517 | 633 | 443 |
| 13 | 57,150 | 640 | 448 |
| 14 | 57,790 | 647 | 453 |
| 15 | 58,437 | 654 | 458 |
| 16 | 59,092 | 662 | 463 |
| 17 | 59,753 | 669 | 468 |
| 18 | 60,423 | 677 | 474 |
| 19 | 61,099 | 684 | 479 |
| 20 | 61,784 | 692 | 484 |
| TOTAL | $12,476 | $8,733 |
| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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