This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 10.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 5,000 | 3,500 |
| 2 | 55,000 | 5,500 | 3,850 |
| 3 | 60,500 | 6,050 | 4,235 |
| 4 | 66,550 | 6,655 | 4,659 |
| 5 | 73,205 | 7,321 | 5,124 |
| 6 | 80,526 | 8,053 | 5,637 |
| 7 | 88,578 | 8,858 | 6,200 |
| 8 | 97,436 | 9,744 | 6,821 |
| 9 | 107,179 | 10,718 | 7,503 |
| 10 | 117,897 | 11,790 | 8,253 |
| 11 | 129,687 | 12,969 | 9,078 |
| 12 | 142,656 | 14,266 | 9,986 |
| 13 | 156,921 | 15,692 | 10,984 |
| 14 | 172,614 | 17,261 | 12,083 |
| 15 | 189,875 | 18,987 | 13,291 |
| 16 | 208,862 | 20,886 | 14,620 |
| 17 | 229,749 | 22,975 | 16,082 |
| 18 | 252,724 | 25,272 | 17,691 |
| 19 | 277,996 | 27,800 | 19,460 |
| 20 | 305,795 | 30,580 | 21,406 |
| TOTAL | $286,375 | $200,462 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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