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Comparison of Deposit Account from Washington Savings Bank with 1.86% - April 2025


Long-Term Analysis of Washington Savings Bank with 1.86% APY and Washington Savings Bank with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Washington Savings Bank
    1.86%
    -
    $50,000
    36 Month
    Bank
    2.47x (National Avg. - 0.75%)
    $2,500
     
    SCENARIO
    Year Rate
    1.86%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 930 651
    2 50,930 947 663
    3 51,877 965 675
    4 52,842 983 688
    5 53,825 1,001 701
    6 54,826 1,020 714
    7 55,846 1,039 727
    8 56,885 1,058 741
    9 57,943 1,078 754
    10 59,021 1,098 768
    11 60,118 1,118 783
    12 61,237 1,139 797
    13 62,376 1,160 812
    14 63,536 1,182 827
    15 64,717 1,204 843
    16 65,921 1,226 858
    17 67,147 1,249 874
    18 68,396 1,272 891
    19 69,668 1,296 907
    20 70,964 1,320 924
    TOTAL $22,284 $15,599
  • 2
    LOCAL SAVINGS
    Washington Savings Bank
    0.25%
    -
    $50,000
    N.A.
    Bank
    1.11x (National Avg. - 0.23%)
    $50,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.

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    Last Update on April 7, 2025

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