This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.88% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,440 | 1,008 |
| 2 | 51,440 | 1,481 | 1,037 |
| 3 | 52,921 | 1,524 | 1,067 |
| 4 | 54,446 | 1,568 | 1,098 |
| 5 | 56,014 | 1,613 | 1,129 |
| 6 | 57,627 | 1,660 | 1,162 |
| 7 | 59,286 | 1,707 | 1,195 |
| 8 | 60,994 | 1,757 | 1,230 |
| 9 | 62,751 | 1,807 | 1,265 |
| 10 | 64,558 | 1,859 | 1,301 |
| 11 | 66,417 | 1,913 | 1,339 |
| 12 | 68,330 | 1,968 | 1,378 |
| 13 | 70,298 | 2,025 | 1,417 |
| 14 | 72,322 | 2,083 | 1,458 |
| 15 | 74,405 | 2,143 | 1,500 |
| 16 | 76,548 | 2,205 | 1,543 |
| 17 | 78,753 | 2,268 | 1,588 |
| 18 | 81,021 | 2,333 | 1,633 |
| 19 | 83,354 | 2,401 | 1,680 |
| 20 | 85,755 | 2,470 | 1,729 |
| TOTAL | $38,224 | $26,757 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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