This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,855 | 1,299 |
| 2 | 51,855 | 1,924 | 1,347 |
| 3 | 53,779 | 1,995 | 1,397 |
| 4 | 55,774 | 2,069 | 1,448 |
| 5 | 57,843 | 2,146 | 1,502 |
| 6 | 59,989 | 2,226 | 1,558 |
| 7 | 62,215 | 2,308 | 1,616 |
| 8 | 64,523 | 2,394 | 1,676 |
| 9 | 66,917 | 2,483 | 1,738 |
| 10 | 69,399 | 2,575 | 1,802 |
| 11 | 71,974 | 2,670 | 1,869 |
| 12 | 74,644 | 2,769 | 1,939 |
| 13 | 77,414 | 2,872 | 2,010 |
| 14 | 80,286 | 2,979 | 2,085 |
| 15 | 83,264 | 3,089 | 2,162 |
| 16 | 86,353 | 3,204 | 2,243 |
| 17 | 89,557 | 3,323 | 2,326 |
| 18 | 92,880 | 3,446 | 2,412 |
| 19 | 96,326 | 3,574 | 2,502 |
| 20 | 99,899 | 3,706 | 2,594 |
| TOTAL | $53,605 | $37,524 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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