This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,135 | 1,495 |
| 2 | 52,135 | 2,226 | 1,558 |
| 3 | 54,361 | 2,321 | 1,625 |
| 4 | 56,682 | 2,420 | 1,694 |
| 5 | 59,103 | 2,524 | 1,767 |
| 6 | 61,626 | 2,631 | 1,842 |
| 7 | 64,258 | 2,744 | 1,921 |
| 8 | 67,002 | 2,861 | 2,003 |
| 9 | 69,863 | 2,983 | 2,088 |
| 10 | 72,846 | 3,111 | 2,177 |
| 11 | 75,956 | 3,243 | 2,270 |
| 12 | 79,200 | 3,382 | 2,367 |
| 13 | 82,581 | 3,526 | 2,468 |
| 14 | 86,108 | 3,677 | 2,574 |
| 15 | 89,784 | 3,834 | 2,684 |
| 16 | 93,618 | 3,998 | 2,798 |
| 17 | 97,616 | 4,168 | 2,918 |
| 18 | 101,784 | 4,346 | 3,042 |
| 19 | 106,130 | 4,532 | 3,172 |
| 20 | 110,662 | 4,725 | 3,308 |
| TOTAL | $65,387 | $45,771 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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