This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,130 | 791 |
| 2 | 51,130 | 1,156 | 809 |
| 3 | 52,286 | 1,182 | 827 |
| 4 | 53,467 | 1,208 | 846 |
| 5 | 54,676 | 1,236 | 865 |
| 6 | 55,911 | 1,264 | 885 |
| 7 | 57,175 | 1,292 | 905 |
| 8 | 58,467 | 1,321 | 925 |
| 9 | 59,788 | 1,351 | 946 |
| 10 | 61,140 | 1,382 | 967 |
| 11 | 62,521 | 1,413 | 989 |
| 12 | 63,934 | 1,445 | 1,011 |
| 13 | 65,379 | 1,478 | 1,034 |
| 14 | 66,857 | 1,511 | 1,058 |
| 15 | 68,368 | 1,545 | 1,082 |
| 16 | 69,913 | 1,580 | 1,106 |
| 17 | 71,493 | 1,616 | 1,131 |
| 18 | 73,109 | 1,652 | 1,157 |
| 19 | 74,761 | 1,690 | 1,183 |
| 20 | 76,450 | 1,728 | 1,209 |
| TOTAL | $28,178 | $19,725 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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