This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.42% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,210 | 847 |
| 2 | 51,210 | 1,239 | 867 |
| 3 | 52,449 | 1,269 | 888 |
| 4 | 53,719 | 1,300 | 910 |
| 5 | 55,019 | 1,331 | 932 |
| 6 | 56,350 | 1,364 | 955 |
| 7 | 57,714 | 1,397 | 978 |
| 8 | 59,110 | 1,430 | 1,001 |
| 9 | 60,541 | 1,465 | 1,026 |
| 10 | 62,006 | 1,501 | 1,050 |
| 11 | 63,506 | 1,537 | 1,076 |
| 12 | 65,043 | 1,574 | 1,102 |
| 13 | 66,617 | 1,612 | 1,128 |
| 14 | 68,229 | 1,651 | 1,156 |
| 15 | 69,881 | 1,691 | 1,184 |
| 16 | 71,572 | 1,732 | 1,212 |
| 17 | 73,304 | 1,774 | 1,242 |
| 18 | 75,078 | 1,817 | 1,272 |
| 19 | 76,895 | 1,861 | 1,303 |
| 20 | 78,755 | 1,906 | 1,334 |
| TOTAL | $30,661 | $21,463 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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