This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,285 | 900 |
| 2 | 51,285 | 1,318 | 923 |
| 3 | 52,603 | 1,352 | 946 |
| 4 | 53,955 | 1,387 | 971 |
| 5 | 55,342 | 1,422 | 996 |
| 6 | 56,764 | 1,459 | 1,021 |
| 7 | 58,223 | 1,496 | 1,047 |
| 8 | 59,719 | 1,535 | 1,074 |
| 9 | 61,254 | 1,574 | 1,102 |
| 10 | 62,828 | 1,615 | 1,130 |
| 11 | 64,443 | 1,656 | 1,159 |
| 12 | 66,099 | 1,699 | 1,189 |
| 13 | 67,798 | 1,742 | 1,220 |
| 14 | 69,540 | 1,787 | 1,251 |
| 15 | 71,327 | 1,833 | 1,283 |
| 16 | 73,160 | 1,880 | 1,316 |
| 17 | 75,040 | 1,929 | 1,350 |
| 18 | 76,969 | 1,978 | 1,385 |
| 19 | 78,947 | 2,029 | 1,420 |
| 20 | 80,976 | 2,081 | 1,457 |
| TOTAL | $33,057 | $23,140 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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