This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,490 | 1,043 |
| 2 | 51,490 | 1,534 | 1,074 |
| 3 | 53,024 | 1,580 | 1,106 |
| 4 | 54,605 | 1,627 | 1,139 |
| 5 | 56,232 | 1,676 | 1,173 |
| 6 | 57,907 | 1,726 | 1,208 |
| 7 | 59,633 | 1,777 | 1,244 |
| 8 | 61,410 | 1,830 | 1,281 |
| 9 | 63,240 | 1,885 | 1,319 |
| 10 | 65,125 | 1,941 | 1,359 |
| 11 | 67,065 | 1,999 | 1,399 |
| 12 | 69,064 | 2,058 | 1,441 |
| 13 | 71,122 | 2,119 | 1,484 |
| 14 | 73,242 | 2,183 | 1,528 |
| 15 | 75,424 | 2,248 | 1,573 |
| 16 | 77,672 | 2,315 | 1,620 |
| 17 | 79,986 | 2,384 | 1,669 |
| 18 | 82,370 | 2,455 | 1,718 |
| 19 | 84,825 | 2,528 | 1,769 |
| 20 | 87,352 | 2,603 | 1,822 |
| TOTAL | $39,956 | $27,969 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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