This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,260 | 1,582 |
| 2 | 52,260 | 2,362 | 1,654 |
| 3 | 54,622 | 2,469 | 1,728 |
| 4 | 57,091 | 2,581 | 1,806 |
| 5 | 59,672 | 2,697 | 1,888 |
| 6 | 62,369 | 2,819 | 1,973 |
| 7 | 65,188 | 2,946 | 2,063 |
| 8 | 68,134 | 3,080 | 2,156 |
| 9 | 71,214 | 3,219 | 2,253 |
| 10 | 74,433 | 3,364 | 2,355 |
| 11 | 77,797 | 3,516 | 2,462 |
| 12 | 81,314 | 3,675 | 2,573 |
| 13 | 84,989 | 3,842 | 2,689 |
| 14 | 88,831 | 4,015 | 2,811 |
| 15 | 92,846 | 4,197 | 2,938 |
| 16 | 97,042 | 4,386 | 3,070 |
| 17 | 101,429 | 4,585 | 3,209 |
| 18 | 106,013 | 4,792 | 3,354 |
| 19 | 110,805 | 5,008 | 3,506 |
| 20 | 115,813 | 5,235 | 3,664 |
| TOTAL | $71,048 | $49,734 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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