Compare Savings vs. CDs
Comparison of Deposit Account from UNIVERSITY with 0.86% - November 2024


Long-Term Analysis of UNIVERSITY with 0.86% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.86%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $500,000
     
    SCENARIO
    Year Rate
    0.86%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 431 302
    2 50,431 435 304
    3 50,866 438 307
    4 51,304 442 310
    5 51,746 446 312
    6 52,192 450 315
    7 52,642 454 318
    8 53,096 458 320
    9 53,554 462 323
    10 54,015 466 326
    11 54,481 470 329
    12 54,951 474 332
    13 55,424 478 334
    14 55,902 482 337
    15 56,384 486 340
    16 56,870 490 343
    17 57,360 494 346
    18 57,855 499 349
    19 58,353 503 352
    20 58,856 507 355
    TOTAL $9,364 $6,555

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↑0.20% on October 28.
    Early Withdrawal Penalty is 3 months interest.

    Last change: ↓0.50% on October 1.