This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
| Year | Rate 0.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 155 | 109 |
| 2 | 50,155 | 155 | 109 |
| 3 | 50,310 | 156 | 109 |
| 4 | 50,466 | 156 | 110 |
| 5 | 50,623 | 157 | 110 |
| 6 | 50,780 | 157 | 110 |
| 7 | 50,937 | 158 | 111 |
| 8 | 51,095 | 158 | 111 |
| 9 | 51,254 | 159 | 111 |
| 10 | 51,412 | 159 | 112 |
| 11 | 51,572 | 160 | 112 |
| 12 | 51,732 | 160 | 112 |
| 13 | 51,892 | 161 | 113 |
| 14 | 52,053 | 161 | 113 |
| 15 | 52,214 | 162 | 113 |
| 16 | 52,376 | 162 | 114 |
| 17 | 52,539 | 163 | 114 |
| 18 | 52,701 | 163 | 114 |
| 19 | 52,865 | 164 | 115 |
| 20 | 53,029 | 164 | 115 |
| TOTAL | $3,193 | $2,235 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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