This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,695 | 1,187 |
| 2 | 51,695 | 1,752 | 1,227 |
| 3 | 53,447 | 1,812 | 1,268 |
| 4 | 55,259 | 1,873 | 1,311 |
| 5 | 57,133 | 1,937 | 1,356 |
| 6 | 59,069 | 2,002 | 1,402 |
| 7 | 61,072 | 2,070 | 1,449 |
| 8 | 63,142 | 2,141 | 1,498 |
| 9 | 65,283 | 2,213 | 1,549 |
| 10 | 67,496 | 2,288 | 1,602 |
| 11 | 69,784 | 2,366 | 1,656 |
| 12 | 72,150 | 2,446 | 1,712 |
| 13 | 74,595 | 2,529 | 1,770 |
| 14 | 77,124 | 2,615 | 1,830 |
| 15 | 79,739 | 2,703 | 1,892 |
| 16 | 82,442 | 2,795 | 1,956 |
| 17 | 85,237 | 2,890 | 2,023 |
| 18 | 88,126 | 2,987 | 2,091 |
| 19 | 91,114 | 3,089 | 2,162 |
| 20 | 94,202 | 3,193 | 2,235 |
| TOTAL | $47,396 | $33,177 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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