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Comparison of Deposit Account from Unity Bank with 1.25% - March 2025

Long-Term Analysis of The Farmers Bank of Appomattox with 3.85% APY and Unity Bank with 1.14% APY and Unity Bank with 1.25% APY and Unity Bank with 1.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The Farmers Bank of Appomattox

3.85%

$50,000

6 Month

Bank

9.48x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 3.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,925	1,348
2	51,925	1,999	1,399
3	53,924	2,076	1,453
4	56,000	2,156	1,509
5	58,156	2,239	1,567
6	60,395	2,325	1,628
7	62,720	2,415	1,690
8	65,135	2,508	1,755
9	67,643	2,604	1,823
10	70,247	2,705	1,893
11	72,952	2,809	1,966
12	75,760	2,917	2,042
13	78,677	3,029	2,120
14	81,706	3,146	2,202
15	84,852	3,267	2,287
16	88,119	3,393	2,375
17	91,511	3,523	2,466
18	95,034	3,659	2,561
19	98,693	3,800	2,660
20	102,493	3,946	2,762
	TOTAL	$56,439	$39,507

LOCAL CD

Unity Bank

1.14%

$50,000

36 Month

Bank

1.51x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 1.14%	Annual Interest	Annual Interest (After Tax)
1	50,000	570	399
2	50,570	576	404
3	51,146	583	408
4	51,730	590	413
5	52,319	596	418
6	52,916	603	422
7	53,519	610	427
8	54,129	617	432
9	54,746	624	437
10	55,370	631	442
11	56,001	638	447
12	56,640	646	452
13	57,286	653	457
14	57,939	661	462
15	58,599	668	468
16	59,267	676	473
17	59,943	683	478
18	60,626	691	484
19	61,317	699	489
20	62,016	707	495
	TOTAL	$12,723	$8,906

LOCAL CD

Unity Bank

1.25%

$50,000

36 Month

Bank

1.66x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	625	438
2	50,625	633	443
3	51,258	641	449
4	51,899	649	454
5	52,547	657	460
6	53,204	665	466
7	53,869	673	471
8	54,543	682	477
9	55,224	690	483
10	55,915	699	489
11	56,614	708	495
12	57,321	717	502
13	58,038	725	508
14	58,763	735	514
15	59,498	744	521
16	60,241	753	527
17	60,994	762	534
18	61,757	772	540
19	62,529	782	547
20	63,310	791	554
	TOTAL	$14,102	$9,871

LOCAL CD

Unity Bank

1.70%

$50,000

60 Month

Bank

1.85x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	850	595
2	50,850	864	605
3	51,714	879	615
4	52,594	894	626
5	53,488	909	637
6	54,397	925	647
7	55,322	940	658
8	56,262	956	670
9	57,219	973	681
10	58,191	989	692
11	59,181	1,006	704
12	60,187	1,023	716
13	61,210	1,041	728
14	62,250	1,058	741
15	63,309	1,076	753
16	64,385	1,095	766
17	65,479	1,113	779
18	66,593	1,132	792
19	67,725	1,151	806
20	68,876	1,171	820
	TOTAL	$20,047	$14,033

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Unity Bank with 1.25% - March 2025

Long-Term Analysis of The Farmers Bank of Appomattox with 3.85% APY and Unity Bank with 1.14% APY and Unity Bank with 1.25% APY and Unity Bank with 1.70% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Unity Bank with 1.25% - March 2025