Compare Savings vs. CDs
Comparison of Deposit Account from Union State Bank with 4.64% - December 2024


Long-Term Analysis of Union State Bank with 4.64% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    4.64%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    4.64%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,320 1,624
    2 52,320 2,428 1,699
    3 54,748 2,540 1,778
    4 57,288 2,658 1,861
    5 59,946 2,781 1,947
    6 62,728 2,911 2,037
    7 65,638 3,046 2,132
    8 68,684 3,187 2,231
    9 71,871 3,335 2,334
    10 75,205 3,490 2,443
    11 78,695 3,651 2,556
    12 82,346 3,821 2,675
    13 86,167 3,998 2,799
    14 90,166 4,184 2,929
    15 94,349 4,378 3,064
    16 98,727 4,581 3,207
    17 103,308 4,793 3,355
    18 108,101 5,016 3,511
    19 113,117 5,249 3,674
    20 118,366 5,492 3,845
    TOTAL $73,858 $51,701

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

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    6 Month Jumbo CD.

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