This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,320 | 1,624 |
| 2 | 52,320 | 2,428 | 1,699 |
| 3 | 54,748 | 2,540 | 1,778 |
| 4 | 57,288 | 2,658 | 1,861 |
| 5 | 59,946 | 2,781 | 1,947 |
| 6 | 62,728 | 2,911 | 2,037 |
| 7 | 65,638 | 3,046 | 2,132 |
| 8 | 68,684 | 3,187 | 2,231 |
| 9 | 71,871 | 3,335 | 2,334 |
| 10 | 75,205 | 3,490 | 2,443 |
| 11 | 78,695 | 3,651 | 2,556 |
| 12 | 82,346 | 3,821 | 2,675 |
| 13 | 86,167 | 3,998 | 2,799 |
| 14 | 90,166 | 4,184 | 2,929 |
| 15 | 94,349 | 4,378 | 3,064 |
| 16 | 98,727 | 4,581 | 3,207 |
| 17 | 103,308 | 4,793 | 3,355 |
| 18 | 108,101 | 5,016 | 3,511 |
| 19 | 113,117 | 5,249 | 3,674 |
| 20 | 118,366 | 5,492 | 3,845 |
| TOTAL | $73,858 | $51,701 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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