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Comparison of Deposit Account from Union State Bank of West Salem with 0.45% - April 2025


Long-Term Analysis of Union State Bank of West Salem with 0.45% APY and KINGS PEAK with 4.31% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    Union State Bank of West Salem
    0.45%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 2
    LOCAL MONEY MARKET
    KINGS PEAK
    4.31%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $250,000
     
    SCENARIO
    Year Rate
    4.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,155 1,509
    2 52,155 2,248 1,574
    3 54,403 2,345 1,641
    4 56,748 2,446 1,712
    5 59,193 2,551 1,786
    6 61,745 2,661 1,863
    7 64,406 2,776 1,943
    8 67,182 2,896 2,027
    9 70,077 3,020 2,114
    10 73,098 3,151 2,205
    11 76,248 3,286 2,300
    12 79,534 3,428 2,400
    13 82,962 3,576 2,503
    14 86,538 3,730 2,611
    15 90,268 3,891 2,723
    16 94,158 4,058 2,841
    17 98,217 4,233 2,963
    18 102,450 4,416 3,091
    19 106,865 4,606 3,224
    20 111,471 4,804 3,363
    TOTAL $66,276 $46,393

    All calculations are for demonstration purposes only.

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