This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.86% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 930 | 651 |
| 2 | 50,930 | 947 | 663 |
| 3 | 51,877 | 965 | 675 |
| 4 | 52,842 | 983 | 688 |
| 5 | 53,825 | 1,001 | 701 |
| 6 | 54,826 | 1,020 | 714 |
| 7 | 55,846 | 1,039 | 727 |
| 8 | 56,885 | 1,058 | 741 |
| 9 | 57,943 | 1,078 | 754 |
| 10 | 59,021 | 1,098 | 768 |
| 11 | 60,118 | 1,118 | 783 |
| 12 | 61,237 | 1,139 | 797 |
| 13 | 62,376 | 1,160 | 812 |
| 14 | 63,536 | 1,182 | 827 |
| 15 | 64,717 | 1,204 | 843 |
| 16 | 65,921 | 1,226 | 858 |
| 17 | 67,147 | 1,249 | 874 |
| 18 | 68,396 | 1,272 | 891 |
| 19 | 69,668 | 1,296 | 907 |
| 20 | 70,964 | 1,320 | 924 |
| TOTAL | $22,284 | $15,599 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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