This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 245 | 172 |
| 2 | 50,245 | 246 | 172 |
| 3 | 50,491 | 247 | 173 |
| 4 | 50,739 | 249 | 174 |
| 5 | 50,987 | 250 | 175 |
| 6 | 51,237 | 251 | 176 |
| 7 | 51,488 | 252 | 177 |
| 8 | 51,740 | 254 | 177 |
| 9 | 51,994 | 255 | 178 |
| 10 | 52,249 | 256 | 179 |
| 11 | 52,505 | 257 | 180 |
| 12 | 52,762 | 259 | 181 |
| 13 | 53,021 | 260 | 182 |
| 14 | 53,280 | 261 | 183 |
| 15 | 53,541 | 262 | 184 |
| 16 | 53,804 | 264 | 185 |
| 17 | 54,067 | 265 | 185 |
| 18 | 54,332 | 266 | 186 |
| 19 | 54,599 | 268 | 187 |
| 20 | 54,866 | 269 | 188 |
| TOTAL | $5,135 | $3,594 |
| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
Learn More | |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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