This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,748 | 1,223 |
| 2 | 51,748 | 1,809 | 1,266 |
| 3 | 53,556 | 1,872 | 1,310 |
| 4 | 55,428 | 1,937 | 1,356 |
| 5 | 57,365 | 2,005 | 1,403 |
| 6 | 59,370 | 2,075 | 1,452 |
| 7 | 61,445 | 2,148 | 1,503 |
| 8 | 63,592 | 2,223 | 1,556 |
| 9 | 65,815 | 2,300 | 1,610 |
| 10 | 68,115 | 2,381 | 1,666 |
| 11 | 70,496 | 2,464 | 1,725 |
| 12 | 72,960 | 2,550 | 1,785 |
| 13 | 75,510 | 2,639 | 1,847 |
| 14 | 78,149 | 2,731 | 1,912 |
| 15 | 80,880 | 2,827 | 1,979 |
| 16 | 83,707 | 2,926 | 2,048 |
| 17 | 86,632 | 3,028 | 2,119 |
| 18 | 89,660 | 3,134 | 2,194 |
| 19 | 92,794 | 3,243 | 2,270 |
| 20 | 96,037 | 3,356 | 2,350 |
| TOTAL | $49,393 | $34,575 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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4.90% |
$1,000 |
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Last change: ↓0.10% on October 1. |
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