This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,543 | 1,080 |
| 2 | 51,543 | 1,590 | 1,113 |
| 3 | 53,133 | 1,639 | 1,147 |
| 4 | 54,772 | 1,690 | 1,183 |
| 5 | 56,461 | 1,742 | 1,219 |
| 6 | 58,203 | 1,796 | 1,257 |
| 7 | 59,999 | 1,851 | 1,296 |
| 8 | 61,850 | 1,908 | 1,336 |
| 9 | 63,758 | 1,967 | 1,377 |
| 10 | 65,725 | 2,028 | 1,419 |
| 11 | 67,752 | 2,090 | 1,463 |
| 12 | 69,843 | 2,155 | 1,508 |
| 13 | 71,997 | 2,221 | 1,555 |
| 14 | 74,218 | 2,290 | 1,603 |
| 15 | 76,508 | 2,360 | 1,652 |
| 16 | 78,868 | 2,433 | 1,703 |
| 17 | 81,301 | 2,508 | 1,756 |
| 18 | 83,809 | 2,586 | 1,810 |
| 19 | 86,395 | 2,665 | 1,866 |
| 20 | 89,060 | 2,748 | 1,923 |
| TOTAL | $41,808 | $29,265 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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