Compare Savings vs. CDs
Comparison of Deposit Account from TUCSON with 1.55% - March 2025


Long-Term Analysis of TUCSON with 1.55% APY and VIBRANT with 0.35% APY and GENISYS with 3.43% APY and VIBE with 1.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.55%
    -
    $50,000
    60 Month
    Credit Union
    1.69x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 775 543
    2 50,775 787 551
    3 51,562 799 559
    4 52,361 812 568
    5 53,173 824 577
    6 53,997 837 586
    7 54,834 850 595
    8 55,684 863 604
    9 56,547 876 614
    10 57,423 890 623
    11 58,314 904 633
    12 59,217 918 643
    13 60,135 932 652
    14 61,067 947 663
    15 62,014 961 673
    16 62,975 976 683
    17 63,951 991 694
    18 64,942 1,007 705
    19 65,949 1,022 716
    20 66,971 1,038 727
    TOTAL $18,009 $12,607
  • 2
    LOCAL MONEY MARKET
    0.35%
    -
    $50,000
    N.A.
    Credit Union
    0.38x (National Avg. - 0.92%)
    $25,000
     
    SCENARIO
    Year Rate
    0.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 3
    LOCAL CD
    3.43%
    -
    $50,000
    12 Month
    Credit Union
    6.21x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    3.43%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,715 1,201
    2 51,715 1,774 1,242
    3 53,489 1,835 1,284
    4 55,323 1,898 1,328
    5 57,221 1,963 1,374
    6 59,184 2,030 1,421
    7 61,214 2,100 1,470
    8 63,313 2,172 1,520
    9 65,485 2,246 1,572
    10 67,731 2,323 1,626
    11 70,054 2,403 1,682
    12 72,457 2,485 1,740
    13 74,943 2,571 1,799
    14 77,513 2,659 1,861
    15 80,172 2,750 1,925
    16 82,922 2,844 1,991
    17 85,766 2,942 2,059
    18 88,708 3,043 2,130
    19 91,750 3,147 2,203
    20 94,897 3,255 2,278
    TOTAL $48,152 $33,707
  • 4
    LOCAL CD
    1.05%
    -
    $50,000
    36 Month
    Credit Union
    1.39x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131

    All calculations are for demonstration purposes only.

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