This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,563 | 1,794 |
| 2 | 52,563 | 2,694 | 1,886 |
| 3 | 55,256 | 2,832 | 1,982 |
| 4 | 58,088 | 2,977 | 2,084 |
| 5 | 61,065 | 3,130 | 2,191 |
| 6 | 64,195 | 3,290 | 2,303 |
| 7 | 67,485 | 3,459 | 2,421 |
| 8 | 70,943 | 3,636 | 2,545 |
| 9 | 74,579 | 3,822 | 2,676 |
| 10 | 78,401 | 4,018 | 2,813 |
| 11 | 82,420 | 4,224 | 2,957 |
| 12 | 86,644 | 4,440 | 3,108 |
| 13 | 91,084 | 4,668 | 3,268 |
| 14 | 95,752 | 4,907 | 3,435 |
| 15 | 100,659 | 5,159 | 3,611 |
| 16 | 105,818 | 5,423 | 3,796 |
| 17 | 111,241 | 5,701 | 3,991 |
| 18 | 116,942 | 5,993 | 4,195 |
| 19 | 122,936 | 6,300 | 4,410 |
| 20 | 129,236 | 6,623 | 4,636 |
| TOTAL | $85,860 | $60,102 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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