This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,620 | 1,134 |
| 2 | 51,620 | 1,672 | 1,171 |
| 3 | 53,292 | 1,727 | 1,209 |
| 4 | 55,019 | 1,783 | 1,248 |
| 5 | 56,802 | 1,840 | 1,288 |
| 6 | 58,642 | 1,900 | 1,330 |
| 7 | 60,542 | 1,962 | 1,373 |
| 8 | 62,504 | 2,025 | 1,418 |
| 9 | 64,529 | 2,091 | 1,464 |
| 10 | 66,620 | 2,158 | 1,511 |
| 11 | 68,778 | 2,228 | 1,560 |
| 12 | 71,006 | 2,301 | 1,610 |
| 13 | 73,307 | 2,375 | 1,663 |
| 14 | 75,682 | 2,452 | 1,716 |
| 15 | 78,134 | 2,532 | 1,772 |
| 16 | 80,666 | 2,614 | 1,830 |
| 17 | 83,279 | 2,698 | 1,889 |
| 18 | 85,978 | 2,786 | 1,950 |
| 19 | 88,763 | 2,876 | 2,013 |
| 20 | 91,639 | 2,969 | 2,078 |
| TOTAL | $44,608 | $31,226 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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