This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,320 | 924 |
| 2 | 51,320 | 1,355 | 948 |
| 3 | 52,675 | 1,391 | 973 |
| 4 | 54,065 | 1,427 | 999 |
| 5 | 55,493 | 1,465 | 1,026 |
| 6 | 56,958 | 1,504 | 1,053 |
| 7 | 58,461 | 1,543 | 1,080 |
| 8 | 60,005 | 1,584 | 1,109 |
| 9 | 61,589 | 1,626 | 1,138 |
| 10 | 63,215 | 1,669 | 1,168 |
| 11 | 64,884 | 1,713 | 1,199 |
| 12 | 66,597 | 1,758 | 1,231 |
| 13 | 68,355 | 1,805 | 1,263 |
| 14 | 70,159 | 1,852 | 1,297 |
| 15 | 72,012 | 1,901 | 1,331 |
| 16 | 73,913 | 1,951 | 1,366 |
| 17 | 75,864 | 2,003 | 1,402 |
| 18 | 77,867 | 2,056 | 1,439 |
| 19 | 79,923 | 2,110 | 1,477 |
| 20 | 82,033 | 2,166 | 1,516 |
| TOTAL | $34,198 | $23,939 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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