This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.44% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,220 | 854 |
| 2 | 51,220 | 1,250 | 875 |
| 3 | 52,470 | 1,280 | 896 |
| 4 | 53,750 | 1,312 | 918 |
| 5 | 55,062 | 1,344 | 940 |
| 6 | 56,405 | 1,376 | 963 |
| 7 | 57,781 | 1,410 | 987 |
| 8 | 59,191 | 1,444 | 1,011 |
| 9 | 60,635 | 1,480 | 1,036 |
| 10 | 62,115 | 1,516 | 1,061 |
| 11 | 63,631 | 1,553 | 1,087 |
| 12 | 65,183 | 1,590 | 1,113 |
| 13 | 66,774 | 1,629 | 1,140 |
| 14 | 68,403 | 1,669 | 1,168 |
| 15 | 70,072 | 1,710 | 1,197 |
| 16 | 71,782 | 1,751 | 1,226 |
| 17 | 73,533 | 1,794 | 1,256 |
| 18 | 75,327 | 1,838 | 1,287 |
| 19 | 77,165 | 1,883 | 1,318 |
| 20 | 79,048 | 1,929 | 1,350 |
| TOTAL | $30,977 | $21,684 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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