This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,775 | 1,943 |
| 2 | 52,775 | 2,929 | 2,050 |
| 3 | 55,704 | 3,092 | 2,164 |
| 4 | 58,796 | 3,263 | 2,284 |
| 5 | 62,059 | 3,444 | 2,411 |
| 6 | 65,503 | 3,635 | 2,545 |
| 7 | 69,138 | 3,837 | 2,686 |
| 8 | 72,976 | 4,050 | 2,835 |
| 9 | 77,026 | 4,275 | 2,992 |
| 10 | 81,301 | 4,512 | 3,159 |
| 11 | 85,813 | 4,763 | 3,334 |
| 12 | 90,575 | 5,027 | 3,519 |
| 13 | 95,602 | 5,306 | 3,714 |
| 14 | 100,908 | 5,600 | 3,920 |
| 15 | 106,509 | 5,911 | 4,138 |
| 16 | 112,420 | 6,239 | 4,368 |
| 17 | 118,659 | 6,586 | 4,610 |
| 18 | 125,245 | 6,951 | 4,866 |
| 19 | 132,196 | 7,337 | 5,136 |
| 20 | 139,533 | 7,744 | 5,421 |
| TOTAL | $97,277 | $68,094 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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