This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,850 | 1,995 |
| 2 | 52,850 | 3,012 | 2,109 |
| 3 | 55,862 | 3,184 | 2,229 |
| 4 | 59,047 | 3,366 | 2,356 |
| 5 | 62,412 | 3,557 | 2,490 |
| 6 | 65,970 | 3,760 | 2,632 |
| 7 | 69,730 | 3,975 | 2,782 |
| 8 | 73,705 | 4,201 | 2,941 |
| 9 | 77,906 | 4,441 | 3,108 |
| 10 | 82,346 | 4,694 | 3,286 |
| 11 | 87,040 | 4,961 | 3,473 |
| 12 | 92,001 | 5,244 | 3,671 |
| 13 | 97,246 | 5,543 | 3,880 |
| 14 | 102,789 | 5,859 | 4,101 |
| 15 | 108,648 | 6,193 | 4,335 |
| 16 | 114,840 | 6,546 | 4,582 |
| 17 | 121,386 | 6,919 | 4,843 |
| 18 | 128,305 | 7,313 | 5,119 |
| 19 | 135,619 | 7,730 | 5,411 |
| 20 | 143,349 | 8,171 | 5,720 |
| TOTAL | $101,520 | $71,064 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
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4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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