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Comparison of Deposit Account from TRUE SKY with 1.91% - April 2025


Long-Term Analysis of John Marshall Bank with 0.65% APY and State Bank of Cross Plains with 0.25% APY and TRUE SKY with 1.91% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    John Marshall Bank
    0.65%
    -
    $50,000
    12 Month
    Bank
    1.18x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 2
    LOCAL CD
    State Bank of Cross Plains
    0.25%
    -
    $50,000
    18 Month
    Bank
    0.43x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 3
    LOCAL CD
    TRUE SKY
    1.91%
    -
    $50,000
    6 Month
    Credit Union
    4.70x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    1.91%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 955 669
    2 50,955 973 681
    3 51,928 992 694
    4 52,920 1,011 708
    5 53,931 1,030 721
    6 54,961 1,050 735
    7 56,011 1,070 749
    8 57,080 1,090 763
    9 58,171 1,111 778
    10 59,282 1,132 793
    11 60,414 1,154 808
    12 61,568 1,176 823
    13 62,744 1,198 839
    14 63,942 1,221 855
    15 65,164 1,245 871
    16 66,408 1,268 888
    17 67,677 1,293 905
    18 68,969 1,317 922
    19 70,287 1,342 940
    20 71,629 1,368 958
    TOTAL $22,997 $16,098

    All calculations are for demonstration purposes only.

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    Last Update on April 9, 2025

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