This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 625 | 438 |
| 2 | 50,625 | 633 | 443 |
| 3 | 51,258 | 641 | 449 |
| 4 | 51,899 | 649 | 454 |
| 5 | 52,547 | 657 | 460 |
| 6 | 53,204 | 665 | 466 |
| 7 | 53,869 | 673 | 471 |
| 8 | 54,543 | 682 | 477 |
| 9 | 55,224 | 690 | 483 |
| 10 | 55,915 | 699 | 489 |
| 11 | 56,614 | 708 | 495 |
| 12 | 57,321 | 717 | 502 |
| 13 | 58,038 | 725 | 508 |
| 14 | 58,763 | 735 | 514 |
| 15 | 59,498 | 744 | 521 |
| 16 | 60,241 | 753 | 527 |
| 17 | 60,994 | 762 | 534 |
| 18 | 61,757 | 772 | 540 |
| 19 | 62,529 | 782 | 547 |
| 20 | 63,310 | 791 | 554 |
| TOTAL | $14,102 | $9,871 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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