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Comparison of Deposit Account from TriStar Bank with 0.60% - April 2025

Long-Term Analysis of SKYLINE NATIONAL BANK with 0.15% APY and INOVA with 4.40% APY and INOVA with 4.25% APY and The Citizens State Bank with 1.00% APY and First PREMIER Bank with 0.01% APY and Golden Valley Bank with 0.40% APY and Golden Valley Bank with 0.55% APY and Frontier Bank with 0.15% APY and First Volunteer Bank with 0.35% APY and First Financial Bank with 0.50% APY and First Bank with 0.15% APY and First Bank with 0.25% APY and First Bank with 0.35% APY and First Bank with 1.00% APY and FIRST IMPERIAL with 1.45% APY and Adams Bank & Trust with 0.70% APY and EagleBank with 0.40% APY and EagleBank with 0.42% APY and EagleBank with 0.47% APY and EagleBank with 0.10% APY and EAGLE ONE with 0.60% APY and PEOPLE'S ALLIANCE with 0.47% APY and The Farmers State Bank with 0.90% APY and Marquette Bank with 0.08% APY and Marquette Bank with 0.25% APY and Marquette Bank with 0.08% APY and ENVISTA with 1.50% APY and Delta Bank with 0.50% APY and Delta Bank with 1.11% APY and Delta Bank with 1.26% APY and Stoughton Co-operative Bank with 0.40% APY and Somerset Trust Company with 0.20% APY and Charter Bank with 0.60% APY and Charter Bank with 0.60% APY and Charter Bank with 0.40% APY and Charter Bank with 0.70% APY and Grand Rapids State Bank with 0.60% APY and The Callaway Bank with 0.84% APY and The Callaway Bank with 0.94% APY and The Callaway Bank with 0.99% APY and FirsTier Bank with 1.01% APY and Henderson State Bank with 0.10% APY and West Gate Bank with 0.10% APY and Eastern Bank with 0.05% APY and Newfield National Bank with 0.75% APY and Newfield National Bank with 0.15% APY and First National Bank of Scotia with 1.11% APY and 1st Bank in Hominy with 0.85% APY and EAGLE ONE with 1.00% APY and EAGLE ONE with 0.55% APY and First Bank & Trust with 0.40% APY and Legends Bank with 0.60% APY and TriStar Bank with 0.60% APY and SouthEast Bank with 0.10% APY and SouthEast Bank with 0.10% APY and SouthEast Bank with 0.05% APY and American Bank of Commerce with 0.20% APY and Anthem Bank & Trust with 0.10% APY and SKYLINE NATIONAL BANK with 0.45% APY and The Bank of Bennington with 1.00% APY and QUALSTAR with 0.50% APY and TAPCO with 1.76% APY and ROMNEY with 0.25% APY and REDWOOD with 3.75% APY and Kearny Bank with 2.25% APY and TBK BANK, SSB with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

SKYLINE NATIONAL BANK

0.15%

$50,000

N.A.

Bank

N.A.

$2,500

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

INOVA

4.40%

$50,000

30 Month

Credit Union

N.A.

$200

SCENARIO

Year	Rate 4.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,200	1,540
2	52,200	2,297	1,608
3	54,497	2,398	1,679
4	56,895	2,503	1,752
5	59,398	2,614	1,829
6	62,012	2,729	1,910
7	64,740	2,849	1,994
8	67,589	2,974	2,082
9	70,563	3,105	2,173
10	73,667	3,241	2,269
11	76,909	3,384	2,369
12	80,293	3,533	2,473
13	83,825	3,688	2,582
14	87,514	3,851	2,695
15	91,364	4,020	2,814
16	95,384	4,197	2,938
17	99,581	4,382	3,067
18	103,963	4,574	3,202
19	108,537	4,776	3,343
20	113,313	4,986	3,490
	TOTAL	$68,299	$47,809

LOCAL CD

INOVA

4.25%

$50,000

48 Month

Credit Union

5.21x (National Avg. - 0.82%)

$200

SCENARIO

Year	Rate 4.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,125	1,488
2	52,125	2,215	1,551
3	54,340	2,309	1,617
4	56,650	2,408	1,685
5	59,057	2,510	1,757
6	61,567	2,617	1,832
7	64,184	2,728	1,909
8	66,912	2,844	1,991
9	69,756	2,965	2,075
10	72,720	3,091	2,163
11	75,811	3,222	2,255
12	79,033	3,359	2,351
13	82,392	3,502	2,451
14	85,893	3,650	2,555
15	89,544	3,806	2,664
16	93,349	3,967	2,777
17	97,317	4,136	2,895
18	101,453	4,312	3,018
19	105,764	4,495	3,146
20	110,259	4,686	3,280
	TOTAL	$64,945	$45,462

LOCAL CD

The Citizens State Bank

1.00%

$50,000

60 Month

Bank

1.09x (National Avg. - 0.92%)

$5,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL MONEY MARKET

First PREMIER Bank

0.01%

$50,000

N.A.

Bank

0.01x (National Avg. - 0.92%)

SCENARIO

Year	Rate 0.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	5	4
2	50,005	5	4
3	50,010	5	4
4	50,015	5	4
5	50,020	5	4
6	50,025	5	4
7	50,030	5	4
8	50,035	5	4
9	50,040	5	4
10	50,045	5	4
11	50,050	5	4
12	50,055	5	4
13	50,060	5	4
14	50,065	5	4
15	50,070	5	4
16	50,075	5	4
17	50,080	5	4
18	50,085	5	4
19	50,090	5	4
20	50,095	5	4
	TOTAL	$100	$70

LOCAL CD

Golden Valley Bank

0.40%

$50,000

30 Month

Bank

N.A.

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Golden Valley Bank

0.55%

$50,000

36 Month

Bank

0.73x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL SAVINGS

Frontier Bank

0.15%

$50,000

N.A.

Bank

0.67x (National Avg. - 0.23%)

$100

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

First Volunteer Bank

0.35%

$50,000

6 Month

Bank

0.86x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

First Financial Bank

0.50%

$50,000

6 Month

Bank

1.23x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

First Bank

0.15%

$50,000

18 Month

Bank

0.26x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

First Bank

0.25%

$50,000

30 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

First Bank

0.35%

$50,000

36 Month

Bank

0.46x (National Avg. - 0.75%)

$1,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

First Bank

1.00%

$50,000

6 Month

Bank

2.46x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

FIRST IMPERIAL

1.45%

$50,000

60 Month

Credit Union

1.58x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	725	508
2	50,725	736	515
3	51,461	746	522
4	52,207	757	530
5	52,964	768	538
6	53,732	779	545
7	54,511	790	553
8	55,301	802	561
9	56,103	813	569
10	56,917	825	578
11	57,742	837	586
12	58,579	849	595
13	59,428	862	603
14	60,290	874	612
15	61,164	887	621
16	62,051	900	630
17	62,951	913	639
18	63,864	926	648
19	64,790	939	658
20	65,729	953	667
	TOTAL	$16,682	$11,678

LOCAL CD

Adams Bank & Trust

0.70%

$50,000

30 Month

Bank

N.A.

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

EagleBank

0.40%

$50,000

18 Month

Bank

0.69x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

EagleBank

0.42%

$50,000

24 Month

Bank

0.64x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.42%	Annual Interest	Annual Interest (After Tax)
1	50,000	210	147
2	50,210	211	148
3	50,421	212	148
4	50,633	213	149
5	50,845	214	149
6	51,059	214	150
7	51,273	215	151
8	51,489	216	151
9	51,705	217	152
10	51,922	218	153
11	52,140	219	153
12	52,359	220	154
13	52,579	221	155
14	52,800	222	155
15	53,022	223	156
16	53,244	224	157
17	53,468	225	157
18	53,693	226	158
19	53,918	226	159
20	54,144	227	159
	TOTAL	$4,372	$3,060

LOCAL CD

EagleBank

0.47%

$50,000

30 Month

Bank

N.A.

$10,000

SCENARIO

Year	Rate 0.47%	Annual Interest	Annual Interest (After Tax)
1	50,000	235	165
2	50,235	236	165
3	50,471	237	166
4	50,708	238	167
5	50,947	239	168
6	51,186	241	168
7	51,427	242	169
8	51,668	243	170
9	51,911	244	171
10	52,155	245	172
11	52,400	246	172
12	52,647	247	173
13	52,894	249	174
14	53,143	250	175
15	53,392	251	176
16	53,643	252	176
17	53,895	253	177
18	54,149	254	178
19	54,403	256	179
20	54,659	257	180
	TOTAL	$4,916	$3,441

LOCAL MONEY MARKET

EagleBank

0.10%

$50,000

N.A.

Bank

N.A.

$25,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

EAGLE ONE

0.60%

$50,000

6 Month

Credit Union

1.48x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	301	210
2	50,301	302	212
3	50,603	304	213
4	50,907	306	214
5	51,213	308	215
6	51,521	310	217
7	51,830	312	218
8	52,142	313	219
9	52,455	315	221
10	52,770	317	222
11	53,088	319	223
12	53,407	321	225
13	53,728	323	226
14	54,051	325	227
15	54,375	327	229
16	54,702	329	230
17	55,031	331	232
18	55,362	333	233
19	55,694	335	234
20	56,029	337	236
	TOTAL	$6,366	$4,456

LOCAL CD

PEOPLE'S ALLIANCE

0.47%

$50,000

6 Month

Credit Union

1.16x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.47%	Annual Interest	Annual Interest (After Tax)
1	50,000	235	165
2	50,235	236	165
3	50,471	237	166
4	50,708	238	167
5	50,947	239	168
6	51,186	241	168
7	51,427	242	169
8	51,668	243	170
9	51,911	244	171
10	52,155	245	172
11	52,400	246	172
12	52,647	247	173
13	52,894	249	174
14	53,143	250	175
15	53,392	251	176
16	53,643	252	176
17	53,895	253	177
18	54,149	254	178
19	54,403	256	179
20	54,659	257	180
	TOTAL	$4,916	$3,441

LOCAL CD

The Farmers State Bank

0.90%

$50,000

18 Month

Bank

1.55x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

Marquette Bank

0.08%

$50,000

12 Month

Bank

0.14x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.08%	Annual Interest	Annual Interest (After Tax)
1	50,000	40	28
2	50,040	40	28
3	50,080	40	28
4	50,120	40	28
5	50,160	40	28
6	50,200	40	28
7	50,240	40	28
8	50,281	40	28
9	50,321	40	28
10	50,361	40	28
11	50,401	40	28
12	50,442	40	28
13	50,482	40	28
14	50,523	40	28
15	50,563	40	28
16	50,603	40	28
17	50,644	41	28
18	50,684	41	28
19	50,725	41	28
20	50,765	41	28
	TOTAL	$806	$564

LOCAL CD

Marquette Bank

0.25%

$50,000

36 Month

Bank

0.33x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

Marquette Bank

0.08%

$50,000

6 Month

Bank

0.20x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.08%	Annual Interest	Annual Interest (After Tax)
1	50,000	40	28
2	50,040	40	28
3	50,080	40	28
4	50,120	40	28
5	50,160	40	28
6	50,200	40	28
7	50,240	40	28
8	50,281	40	28
9	50,321	40	28
10	50,361	40	28
11	50,401	40	28
12	50,442	40	28
13	50,482	40	28
14	50,523	40	28
15	50,563	40	28
16	50,603	40	28
17	50,644	41	28
18	50,684	41	28
19	50,725	41	28
20	50,765	41	28
	TOTAL	$806	$564

LOCAL CD

ENVISTA

1.50%

$50,000

60 Month

Credit Union

1.63x (National Avg. - 0.92%)

$500

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

Delta Bank

0.50%

$50,000

12 Month

Bank

0.91x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

Delta Bank

1.11%

$50,000

60 Month

Bank

1.21x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	555	389
2	50,555	561	393
3	51,116	567	397
4	51,684	574	402
5	52,257	580	406
6	52,837	586	411
7	53,424	593	415
8	54,017	600	420
9	54,616	606	424
10	55,223	613	429
11	55,836	620	434
12	56,455	627	439
13	57,082	634	444
14	57,716	641	448
15	58,356	648	453
16	59,004	655	458
17	59,659	662	464
18	60,321	670	469
19	60,991	677	474
20	61,668	685	479
	TOTAL	$12,352	$8,647

LOCAL CD

Delta Bank

1.26%

$50,000

60 Month

Bank

1.37x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	630	441
2	50,630	638	447
3	51,268	646	452
4	51,914	654	458
5	52,568	662	464
6	53,230	671	469
7	53,901	679	475
8	54,580	688	481
9	55,268	696	487
10	55,964	705	494
11	56,669	714	500
12	57,384	723	506
13	58,107	732	512
14	58,839	741	519
15	59,580	751	525
16	60,331	760	532
17	61,091	770	539
18	61,861	779	546
19	62,640	789	552
20	63,429	799	559
	TOTAL	$14,229	$9,960

LOCAL CD

Stoughton Co-operative Bank

0.40%

$50,000

24 Month

Bank

0.61x (National Avg. - 0.66%)

$500

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL SAVINGS

Somerset Trust Company

0.20%

$50,000

N.A.

Bank

0.89x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

Charter Bank

0.60%

$50,000

24 Month

Bank

0.91x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

Charter Bank

0.60%

$50,000

24 Month

Bank

0.91x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

Charter Bank

0.40%

$50,000

6 Month

Bank

0.99x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Charter Bank

0.70%

$50,000

60 Month

Bank

0.76x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

Grand Rapids State Bank

0.60%

$50,000

36 Month

Bank

0.80x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

The Callaway Bank

0.84%

$50,000

36 Month

Bank

1.12x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.84%	Annual Interest	Annual Interest (After Tax)
1	50,000	422	295
2	50,422	425	298
3	50,847	429	300
4	51,275	432	303
5	51,707	436	305
6	52,143	440	308
7	52,583	443	310
8	53,026	447	313
9	53,473	451	316
10	53,924	455	318
11	54,379	458	321
12	54,837	462	324
13	55,299	466	326
14	55,765	470	329
15	56,236	474	332
16	56,710	478	335
17	57,188	482	337
18	57,670	486	340
19	58,156	490	343
20	58,646	494	346
	TOTAL	$9,141	$6,398

LOCAL CD

The Callaway Bank

0.94%

$50,000

36 Month

Bank

1.25x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.94%	Annual Interest	Annual Interest (After Tax)
1	50,000	472	330
2	50,472	476	333
3	50,947	480	336
4	51,428	485	339
5	51,913	490	343
6	52,402	494	346
7	52,897	499	349
8	53,395	504	352
9	53,899	508	356
10	54,407	513	359
11	54,920	518	363
12	55,438	523	366
13	55,961	528	369
14	56,489	533	373
15	57,021	538	376
16	57,559	543	380
17	58,102	548	384
18	58,650	553	387
19	59,203	558	391
20	59,761	564	394
	TOTAL	$10,325	$7,227

LOCAL CD

The Callaway Bank

0.99%

$50,000

48 Month

Bank

1.22x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.99%	Annual Interest	Annual Interest (After Tax)
1	50,000	497	348
2	50,497	502	351
3	50,999	507	355
4	51,506	512	358
5	52,018	517	362
6	52,535	522	366
7	53,057	527	369
8	53,584	533	373
9	54,117	538	377
10	54,655	543	380
11	55,198	549	384
12	55,747	554	388
13	56,301	560	392
14	56,861	565	396
15	57,426	571	400
16	57,997	576	404
17	58,573	582	408
18	59,155	588	412
19	59,743	594	416
20	60,337	600	420
	TOTAL	$10,937	$7,656

LOCAL CD

FirsTier Bank

1.01%

$50,000

60 Month

Bank

1.10x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	505	354
2	50,505	510	357
3	51,015	515	361
4	51,530	520	364
5	52,051	526	368
6	52,577	531	372
7	53,108	536	375
8	53,644	542	379
9	54,186	547	383
10	54,733	553	387
11	55,286	558	391
12	55,844	564	395
13	56,408	570	399
14	56,978	575	403
15	57,553	581	407
16	58,135	587	411
17	58,722	593	415
18	59,315	599	419
19	59,914	605	424
20	60,519	611	428
	TOTAL	$11,130	$7,791

LOCAL MONEY MARKET

Henderson State Bank

0.10%

$50,000

N.A.

Bank

0.11x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL MONEY MARKET

West Gate Bank

0.10%

$50,000

N.A.

Bank

0.11x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL MONEY MARKET

Eastern Bank

0.05%

$50,000

N.A.

Bank

0.05x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL CD

Newfield National Bank

0.75%

$50,000

36 Month

Bank

0.99x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL MONEY MARKET

Newfield National Bank

0.15%

$50,000

N.A.

Bank

0.20x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

First National Bank of Scotia

1.11%

$50,000

60 Month

Bank

1.21x (National Avg. - 0.92%)

$500

SCENARIO

Year	Rate 1.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	555	389
2	50,555	561	393
3	51,116	567	397
4	51,684	574	402
5	52,257	580	406
6	52,837	586	411
7	53,424	593	415
8	54,017	600	420
9	54,616	606	424
10	55,223	613	429
11	55,836	620	434
12	56,455	627	439
13	57,082	634	444
14	57,716	641	448
15	58,356	648	453
16	59,004	655	458
17	59,659	662	464
18	60,321	670	469
19	60,991	677	474
20	61,668	685	479
	TOTAL	$12,352	$8,647

LOCAL CD

1st Bank in Hominy

0.85%

$50,000

36 Month

Bank

1.13x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL CD

EAGLE ONE

1.00%

$50,000

24 Month

Credit Union

1.52x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	502	351
2	50,502	507	355
3	51,009	512	358
4	51,521	517	362
5	52,038	522	366
6	52,561	528	369
7	53,089	533	373
8	53,622	538	377
9	54,160	544	381
10	54,704	549	384
11	55,253	555	388
12	55,808	560	392
13	56,368	566	396
14	56,934	572	400
15	57,506	577	404
16	58,083	583	408
17	58,666	589	412
18	59,255	595	416
19	59,850	601	421
20	60,451	607	425
	TOTAL	$11,058	$7,740

LOCAL MONEY MARKET

EAGLE ONE

0.55%

$50,000

N.A.

Credit Union

0.83x (National Avg. - 0.66%)

$25,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	276	193
2	50,276	277	194
3	50,553	279	195
4	50,831	280	196
5	51,111	282	197
6	51,393	283	198
7	51,676	285	199
8	51,961	286	200
9	52,247	288	202
10	52,535	289	203
11	52,824	291	204
12	53,115	293	205
13	53,408	294	206
14	53,702	296	207
15	53,998	298	208
16	54,296	299	209
17	54,595	301	211
18	54,896	302	212
19	55,198	304	213
20	55,502	306	214
	TOTAL	$5,808	$4,066

LOCAL CD

First Bank & Trust

0.40%

$50,000

12 Month

Bank

0.72x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Legends Bank

0.60%

$50,000

36 Month

Bank

0.80x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

TriStar Bank

0.60%

$50,000

18 Month

Bank

1.03x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL MONEY MARKET

SouthEast Bank

0.10%

$50,000

N.A.

Bank

0.17x (National Avg. - 0.58%)

$2,500

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL MONEY MARKET

SouthEast Bank

0.10%

$50,000

N.A.

Bank

0.17x (National Avg. - 0.58%)

$25,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL SAVINGS

SouthEast Bank

0.05%

$50,000

N.A.

Bank

0.22x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL MONEY MARKET

American Bank of Commerce

0.20%

$50,000

N.A.

Bank

0.89x (National Avg. - 0.23%)

$25,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

Anthem Bank & Trust

0.10%

$50,000

36 Month

Bank

0.13x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

SKYLINE NATIONAL BANK

0.45%

$50,000

30 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

The Bank of Bennington

1.00%

$50,000

60 Month

Bank

1.09x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

QUALSTAR

0.50%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

TAPCO

1.76%

$50,000

30 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 1.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	880	616
2	50,880	895	627
3	51,775	911	638
4	52,687	927	649
5	53,614	944	661
6	54,558	960	672
7	55,518	977	684
8	56,495	994	696
9	57,489	1,012	708
10	58,501	1,030	721
11	59,531	1,048	733
12	60,578	1,066	746
13	61,645	1,085	759
14	62,730	1,104	773
15	63,834	1,123	786
16	64,957	1,143	800
17	66,100	1,163	814
18	67,264	1,184	829
19	68,448	1,205	843
20	69,652	1,226	858
	TOTAL	$20,878	$14,615

LOCAL MONEY MARKET

ROMNEY

0.25%

$50,000

N.A.

Credit Union

N.A.

$2,500

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

REDWOOD

3.75%

$50,000

3 Month

Credit Union

1.71x (National Avg. - 2.20%)

$1,000

SCENARIO

Year	Rate 3.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,875	1,313
2	51,875	1,945	1,362
3	53,820	2,018	1,413
4	55,839	2,094	1,466
5	57,933	2,172	1,521
6	60,105	2,254	1,578
7	62,359	2,338	1,637
8	64,697	2,426	1,698
9	67,124	2,517	1,762
10	69,641	2,612	1,828
11	72,252	2,709	1,897
12	74,962	2,811	1,968
13	77,773	2,916	2,042
14	80,689	3,026	2,118
15	83,715	3,139	2,198
16	86,854	3,257	2,280
17	90,111	3,379	2,365
18	93,491	3,506	2,454
19	96,996	3,637	2,546
20	100,634	3,774	2,642
	TOTAL	$54,408	$38,085

LOCAL CD

Kearny Bank

2.25%

$50,000

18 Month

Bank

3.88x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 2.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,125	788
2	51,125	1,150	805
3	52,275	1,176	823
4	53,452	1,203	842
5	54,654	1,230	861
6	55,884	1,257	880
7	57,141	1,286	900
8	58,427	1,315	920
9	59,742	1,344	941
10	61,086	1,374	962
11	62,460	1,405	984
12	63,866	1,437	1,006
13	65,302	1,469	1,029
14	66,772	1,502	1,052
15	68,274	1,536	1,075
16	69,810	1,571	1,100
17	71,381	1,606	1,124
18	72,987	1,642	1,150
19	74,629	1,679	1,175
20	76,309	1,717	1,202
	TOTAL	$28,025	$19,618

LOCAL MONEY MARKET

TBK BANK, SSB

0.10%

$50,000

N.A.

Bank

0.17x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from TriStar Bank with 0.60% - April 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TriStar Bank with 0.60% - April 2025