This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,100 | 770 |
| 2 | 51,100 | 1,124 | 787 |
| 3 | 52,224 | 1,149 | 804 |
| 4 | 53,373 | 1,174 | 822 |
| 5 | 54,547 | 1,200 | 840 |
| 6 | 55,747 | 1,226 | 859 |
| 7 | 56,974 | 1,253 | 877 |
| 8 | 58,227 | 1,281 | 897 |
| 9 | 59,508 | 1,309 | 916 |
| 10 | 60,817 | 1,338 | 937 |
| 11 | 62,155 | 1,367 | 957 |
| 12 | 63,523 | 1,398 | 978 |
| 13 | 64,920 | 1,428 | 1,000 |
| 14 | 66,349 | 1,460 | 1,022 |
| 15 | 67,808 | 1,492 | 1,044 |
| 16 | 69,300 | 1,525 | 1,067 |
| 17 | 70,825 | 1,558 | 1,091 |
| 18 | 72,383 | 1,592 | 1,115 |
| 19 | 73,975 | 1,627 | 1,139 |
| 20 | 75,603 | 1,663 | 1,164 |
| TOTAL | $27,266 | $19,086 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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