This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,455 | 1,719 |
| 2 | 52,455 | 2,576 | 1,803 |
| 3 | 55,031 | 2,702 | 1,891 |
| 4 | 57,733 | 2,835 | 1,984 |
| 5 | 60,567 | 2,974 | 2,082 |
| 6 | 63,541 | 3,120 | 2,184 |
| 7 | 66,661 | 3,273 | 2,291 |
| 8 | 69,934 | 3,434 | 2,404 |
| 9 | 73,368 | 3,602 | 2,522 |
| 10 | 76,970 | 3,779 | 2,645 |
| 11 | 80,749 | 3,965 | 2,775 |
| 12 | 84,714 | 4,159 | 2,912 |
| 13 | 88,874 | 4,364 | 3,055 |
| 14 | 93,237 | 4,578 | 3,205 |
| 15 | 97,815 | 4,803 | 3,362 |
| 16 | 102,618 | 5,039 | 3,527 |
| 17 | 107,656 | 5,286 | 3,700 |
| 18 | 112,942 | 5,545 | 3,882 |
| 19 | 118,488 | 5,818 | 4,072 |
| 20 | 124,306 | 6,103 | 4,272 |
| TOTAL | $80,409 | $56,286 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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