This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.81% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,405 | 1,684 |
| 2 | 52,405 | 2,521 | 1,764 |
| 3 | 54,926 | 2,642 | 1,849 |
| 4 | 57,568 | 2,769 | 1,938 |
| 5 | 60,337 | 2,902 | 2,032 |
| 6 | 63,239 | 3,042 | 2,129 |
| 7 | 66,281 | 3,188 | 2,232 |
| 8 | 69,469 | 3,341 | 2,339 |
| 9 | 72,810 | 3,502 | 2,452 |
| 10 | 76,312 | 3,671 | 2,569 |
| 11 | 79,983 | 3,847 | 2,693 |
| 12 | 83,830 | 4,032 | 2,823 |
| 13 | 87,862 | 4,226 | 2,958 |
| 14 | 92,088 | 4,429 | 3,101 |
| 15 | 96,518 | 4,643 | 3,250 |
| 16 | 101,160 | 4,866 | 3,406 |
| 17 | 106,026 | 5,100 | 3,570 |
| 18 | 111,126 | 5,345 | 3,742 |
| 19 | 116,471 | 5,602 | 3,922 |
| 20 | 122,074 | 5,872 | 4,110 |
| TOTAL | $77,945 | $54,562 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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